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This e-book talks about the benefits and drawbacks of both debt settlement and consolidating your loan into your mortgage.

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Cool Debt Settlement will tell you Why 75% of all debt management, debt consolidation and credit counseling cases end up in bankruptcy anyway. And what you can do to reverse this trend.

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You'll learn the consequences of each decision and how it will positively or negatively affect the next few years of your life, personally and financially. Debt Settlement Program Top Rated.